Medicare open enrollment provides opportunity for needed changes to medical and drug plans

Those on Medicare should be checking their plans during annual open enrollment which started this weekend and continues through Wednesday, December 7.

“Plans change, and your health care needs or situation may have changed, too,” according to Medicare as it urges recipients to make sure automatic renewals still are the best choice for 2023.

The Allegany County Office for the Aging is making appointments for assistance in determining the best option for particular needs, including drug plans, with information available at ofa@alleganyco.com or (585) 268-9390.

The county office provided 2,394 health insurance counseling sessions last year and already has assisted 1,249 individuals through the first eight months of 2022.

Medicare comparison assistance also is available at https://bit.ly/3yJqEo3 or 24/7 at (800) 633-4227 or (877) 486-2048 for TTY.

Medicare notes that individuals specifically need to examine yearly drug plans and premium costs at its website comparison link because “a plan with the lowest premium may not always provide the lowest total cost.”

Experts have given examples in the past of companies modifying coverages upon automatic renewals, which take effect January 1, resulting in higher costs if needed benefits are changed or eliminated as they pertain to specific drugs or other needs.

Medicare recipients generally are inundated with mailings at this time of year from insurance and other companies, some appearing to be official notices, touting the best benefits at the lowest costs, including gifts for listening to sales presentations.

Medicare Savings Programs also are available from the federal and state governments to aid in paying annual deductibles, with further information available from the Allegany County Office for the Aging and https://bit.ly/3ME2Rf1.
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